Ancient roots. Modern money.

Give every euro a purpose.

Pecyra is a calm, zero-based budget. Plan ahead, see exactly where your money goes and stay in control — on your phone, tablet and computer.

Pecyra's Plan screen on a computer Pecyra on a phone

Everything a budget should be.

Built around one simple rule: money you have gets a job before you spend it.

Zero-based planning

Assign every euro to categories and targets, move money when life changes, and always know what's ready to assign.

Reflect & insights

Spending, income, net worth and personal tips — with clear, detailed reports.

Every device, in sync

iPhone, Android, tablet, foldable and computer — each with a layout designed for it, always up to date.

Works offline

No signal? Keep adding and planning. Everything syncs the moment you're back online.

Private by design

Your budget belongs to you. Lock the app with Face ID, and your data stays in your own account.

Bring your existing budget

Coming from another budgeting app or a spreadsheet? Import your history, categories and targets in minutes.

How it works

Three habits. A calmer relationship with money.

Add your accounts

Bank, cash, cards, savings and loans — Pecyra tracks every balance.

Give every euro a job

Bills, groceries, holidays, a safety buffer. Plan with the money you have today.

Adjust as life happens

Overspent somewhere? Move money from another category and keep going — no guilt.

Start your plan today.

Set up in minutes. Your data stays yours.